Please read these terms carefully before using TrustMoni
Important: By downloading, installing, or using the TrustMoni application or website, you agree to be bound by these Terms of Service. If you do not agree, do not use TrustMoni.
TrustMoni is a digital cryptocurrency exchange platform operated by Trustmoni.com Limited, a company registered in Nigeria. TrustMoni allows registered users in Nigeria to deposit supported cryptocurrencies and receive equivalent Nigerian Naira (NGN) into their bank accounts.
Our services include:
To use TrustMoni, you must:
⚠️ TrustMoni does not serve users under 18 years of age. By registering, you confirm you are of legal age.
You must register with accurate, complete, and current information. You are responsible for all activities that occur under your account.
Each person may register only one TrustMoni account. Creating multiple accounts to circumvent limits or policies is prohibited and will result in immediate account termination.
TrustMoni is required by applicable Nigerian financial regulations to verify the identity of all users. KYC verification is mandatory before any withdrawal can be processed.
💡 KYC information is processed securely via Prembly (IdentityPass) and used solely for identity verification purposes in compliance with CBN AML/CFT regulations.
TrustMoni currently supports: Bitcoin (BTC), Ethereum (ETH), Tether USDT (ERC20), XRP, Dogecoin (DOGE), and Litecoin (LTC). Supported coins may change at our discretion with reasonable notice.
All cryptocurrency transactions on TrustMoni are monitored by AMLBot, a blockchain analytics platform. Transactions identified as suspicious, high-risk, or connected to illicit activity may be blocked, held for review, or reported to relevant authorities including SCUML, NFIU, and the EFCC as required by law.
Exchange rates are set by TrustMoni administrators and are locked at the time of deposit. Rates fluctuate and TrustMoni is not liable for market movements after a deposit is credited.
TrustMoni earns revenue through the exchange rate spread between the market rate and the rate paid to users. Any additional fees for specific services will be clearly disclosed before you complete a transaction. Current fee information is available in the app and on our website.
You agree NOT to use TrustMoni for:
⚠️ Violation of these prohibitions will result in immediate account suspension, forfeiture of funds, and will be reported to relevant Nigerian law enforcement authorities including the EFCC, NFIU, SCUML, and CBN.
To the maximum extent permitted by Nigerian law, TrustMoni shall not be liable for:
TrustMoni's total liability for any claim shall not exceed the NGN value of the transaction in dispute.
TrustMoni reserves the right to suspend or terminate your account at any time if:
You may close your account at any time by contacting us at info@trustmoni.com or by using the account deletion form in our Privacy Policy. Any remaining balance will be processed after verification.
All content, branding, software, and technology on TrustMoni — including the name, logo, app design, and code — are the exclusive property of Trustmoni.com Limited. You may not copy, reproduce, or distribute any part of TrustMoni without written permission.
These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall first be resolved through good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to arbitration in Nigeria in accordance with the Arbitration and Conciliation Act.
TrustMoni may update these Terms from time to time. We will notify you of significant changes via email or in-app notification at least 7 days before they take effect. Continued use of TrustMoni after changes constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us: